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Debt weighs heavily on those trying to rise from poverty

Boston Globe

“It’s really hard,” she said, “when you feel like they’re just looking at your credit.” Brown’s experience is just one example of how debt makes it even harder for low-income families and individuals to break the cycle of poverty — even as they take steps, such as gaining new skills and higher levels of education, that are supposed to help, according to a new study by Crittenton Women’s Union, a Boston nonprofit that helps people find ways out of poverty. The study, based on a survey of more than 100 low-income individuals, found that most of the debts resulted from stretches of unemployment, medical costs, and student loans. The study also found that poor people are often overwhelmed by high interest rates that make it nearly impossible to pay down debts, then penalized again when prospective employers or landlords conduct credit checks before hiring or renting to them.

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For-profit colleges get harsh grades by former students: Graduates complain of onerous debt, unmet promises about careers

Boston Globe

The pitch made by for-profit colleges, a staple of daytime and late-night TV, often features successful alumni from the schools, from Pulitzer Prize-winning photographers to Hollywood animators. Yet the US Department of Education estimated that 72 percent of the for-profit programs at 7,000 schools produced graduates who on average earned less than high school dropouts. Many of those students — veterans, single mothers, teenagers — end up in debt, often without degrees, jobs, or prospects.

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This is your Brain on Poverty

WNPR- Connecticut's Public Media Source

CWU President and CEO, Beth Babcock, participated in a broadcast of WNPR's "Where We Live," exploring the psychology and the brain science of poverty, and what's being done to combat the stress it brings.

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Creating Successful Nonprofit Mergers

Stanford Social Innovation Review

In “Why Nonprofit Mergers Continue to Lag,” published in the Spring 2014 issue of SSIR, Katie Smith Milway, Maria Orozco, and Cristina Botero discuss the reasons why there are so few nonprofit mergers and what leaders can do to overcome those hurdles and create more successful ones. To help people understand how to create a successful merger they also present three video interviews with Beth Babcock, President/CEO of Crittenton Women's Union, who ushered the agency's two legacy organizations through the process in 2006.

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Why Nonprofit Mergers Continue to Lag

Stanford Social Innovation Review

The recent economic recession triggered consolidation in a raft of for-profit service industries, from airlines to financial institutions, as companies sought to create more cost-efficient operations and broaden their customer reach. Not so in the nonprofit sector. Despite a downturn in giving by private donors and dramatic cuts in government spending, according to our research the rate of mergers in the nonprofit sector remained flat. Why? And how have organizations like CWU managed to create successful mergers? Katie Smith Milway answers these questions in the spring edition of SSIR.

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